Dhanlaxmi Bank Limited · statement narration
IMPS CHG
IMPS CHG on your Dhanlaxmi Bank Limited statement — A charge on an IMPS instant transfer. The bank publishes a rate table, not one figure; the rates are below.
Read from Dhanlaxmi Bank — Charges on 2026-08-15.
Also printed as
IMPS CHARGES, IMPS COMM, IMPS TXN CHG.
Hinglish mein
IMPS instant transfer par lagne wala charge.
What it costs, including GST
Retail Banking Service Charges · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Dhanlaxmi Bank inward IMPS transactions only.
Retail Banking Service Charges · Other
IMPS outward transaction amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Rs 1 to Rs 1 lakh | ₹5 | ₹5.90 |
| Above Rs 1 lakh and up to Rs 2 lakh | ₹15 | ₹17.70 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Dhanlaxmi Bank outward IMPS transactions. The current Charges page lists Rs5 + GST up to Rs1 lakh and Rs15 + GST above Rs1 lakh up to Rs2 lakh.
Why it happened
An IMPS transfer was sent from your account.
How to avoid it
Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.