Federal Bank Limited · statement narration
CHQ BOOK CHG
Also printed as: CHEQUE BOOK CHARGES · CHQBK CHG · CHEQUE BOOK ISSUE · CHQ BK ISSUE CHG
Decoded
A charge for cheque leaves issued beyond the free allowance for the year.
Hinglish meinSaal ki free limit se zyada cheque leaves lene par lagta hai.
- Savings Bank — Rural
- Federal Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
Savings Bank — Rural, ₹2.50 + 18% GST
From Federal Bank — Charges for Savings/Current Accounts and Other Liability Products
Verified
- ₹2.50 + 18% GST
- Savings Bank — Senior Citizens
- Federal Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
Savings Bank — Senior Citizens, ₹2.50 + 18% GST
From Federal Bank — Charges for Savings/Current Accounts and Other Liability Products
Verified
- ₹2.50 + 18% GST
CHQ BOOK CHG on your Federal Bank Limited statement — A charge for cheque leaves issued beyond the free allowance for the year. The bank publishes a rate table, not one figure; the rates are below.
Cheque-related charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Not on this chart (11)
- Axis Bank — Levied each time rather than per year, so not drawn against the others.
- Bank of Baroda — Levied each time rather than per year, so not drawn against the others.
- Bank of India — Levied per transaction rather than per year, so not drawn against the others.
- Federal Bank — Levied each time rather than per year, so not drawn against the others.
- HDFC Bank — Levied each time rather than per year, so not drawn against the others.
- ICICI Bank — Levied each time rather than per year, so not drawn against the others.
- IDFC FIRST Bank — Levied per transaction rather than per year, so not drawn against the others.
- Indian Bank — Levied each time rather than per year, so not drawn against the others.
- Kotak Mahindra Bank — Levied each time rather than per year, so not drawn against the others.
- The Karur Vysya Bank — Levied each time rather than per year, so not drawn against the others.
- UCO Bank — Levied each time rather than per year, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · General
Charge per cheque leaf beyond the free limit: Rs 2.50 for the Savings Bank Rural and Senior Citizens variants, Rs 3 for other Savings Bank variants and for Current/OD/CC, and Rs 5 for Fed-Selfi, which has no free limit.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Savings Bank — Rural | ₹2.50 | ₹2.95 |
| Savings Bank — Senior Citizens | ₹2.50 | ₹2.95 |
| Savings Bank — Other | ₹3 | ₹3.54 |
| Current / OD / CC | ₹3 | ₹3.54 |
| Fed-Selfi | ₹5 | ₹5.90 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Federal Bank liability products; charge per cheque leaf issued beyond the account's free limit, except Fed-Selfi, for which the schedule states there is no free limit and the charge applies from the first leaf. The free-limit counts themselves are not stated in this record. GST is additional.
Why it happened and how to avoid it
Why it happened
You were issued cheque leaves beyond your account's free allowance.
How to avoid it
Stay within the free leaves each financial year and use digital transfers instead of cheques where possible.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Federal Bank — Charges for Savings/Current Accounts and Other Liability Products
Retrieved 2026-09-05
Decode another narration
Paste any other line from the same statement into the decoder.
Open the charge decoder