Federal Bank Limited · statement narration
IMPS CHG
Also printed as: IMPS CHARGES · IMPS COMM · IMPS TXN CHG
Decoded
A charge on an IMPS instant transfer.
Hinglish meinIMPS instant transfer par lagne wala charge.
- Rs 1 to Rs 1,000
- Federal Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
Rs 1 to Rs 1,000, ₹2.50 + 18% GST
From Federal Bank — Charges for Savings/Current Accounts and Other Liability Products
Verified
- ₹2.50 + 18% GST
- Above Rs 1,000 to Rs 25,000
- Federal Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
Above Rs 1,000 to Rs 25,000, ₹5 + 18% GST
From Federal Bank — Charges for Savings/Current Accounts and Other Liability Products
Verified
- ₹5 + 18% GST
IMPS CHG on your Federal Bank Limited statement — A charge on an IMPS instant transfer. The bank publishes a rate table, not one figure; the rates are below.
IMPS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Show all 20 banks
Not on this chart (1)
- ICICI Bank — Levied per transaction rather than per transaction, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Retail Banking Service Charges · Other
IMPS fund-transfer amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Rs 1 to Rs 1,000 | ₹2.50 | ₹2.95 |
| Above Rs 1,000 to Rs 25,000 | ₹5 | ₹5.90 |
| Above Rs 25,000 to Rs 1 lakh | ₹7 | ₹8.26 |
| Above Rs 1 lakh | ₹15 | ₹17.70 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Federal Bank liability-product schedule. FedMobile and FedNet both state IMPS is applicable as per this IMPS charge table; product-specific FI/Jupiter scheme waivers may exist and must be modeled separately rather than flattening the base tariff.
Why it happened and how to avoid it
Why it happened
An IMPS transfer was sent from your account.
How to avoid it
Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Federal Bank — Charges for Savings/Current Accounts and Other Liability Products
Retrieved 2026-08-09
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