HDFC Bank Limited · statement narration
CHQ BOOK CHG
Also printed as: CHEQUE BOOK CHARGES · CHQBK CHG · CHEQUE BOOK ISSUE · CHQ BK ISSUE CHG
Decoded
A charge for cheque leaves issued beyond the free allowance for the year.
Hinglish meinSaal ki free limit se zyada cheque leaves lene par lagta hai.
- First Cheque Book (25 leaves) per financial year
First Cheque Book (25 leaves) per financial year, Bank’s own figure
From HDFC Bank Regular Savings Account — Fees and Charges
Verified
- Bank’s own figure
- Additional Cheque Book (25 leaves)
Additional Cheque Book (25 leaves), ₹100 + 18% GST
From HDFC Bank Regular Savings Account — Fees and Charges
Verified
- ₹100 + 18% GST
CHQ BOOK CHG on your HDFC Bank Limited statement — A charge for cheque leaves issued beyond the free allowance for the year. The bank publishes a rate table, not one figure; the rates are below.
Read from HDFC Bank Regular Savings Account — Fees and Charges on 2026-08-25.
Cheque-related charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Not on this chart (11)
- Axis Bank — Levied each time rather than per year, so not drawn against the others.
- Bank of Baroda — Levied each time rather than per year, so not drawn against the others.
- Bank of India — Levied per transaction rather than per year, so not drawn against the others.
- Federal Bank — Levied each time rather than per year, so not drawn against the others.
- HDFC Bank — Levied each time rather than per year, so not drawn against the others.
- ICICI Bank — Levied each time rather than per year, so not drawn against the others.
- IDFC FIRST Bank — Levied per transaction rather than per year, so not drawn against the others.
- Indian Bank — Levied each time rather than per year, so not drawn against the others.
- Kotak Mahindra Bank — Levied each time rather than per year, so not drawn against the others.
- The Karur Vysya Bank — Levied each time rather than per year, so not drawn against the others.
- UCO Bank — Levied each time rather than per year, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Regular Savings Account · General
HDFC Regular Savings Account provides 1 free cheque book of 25 leaves every financial year. Each additional 25-leaf cheque book is charged at Rs100 (+ GST) (Rs4 per leaf).
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| First Cheque Book (25 leaves) per financial year | ₹0 | — |
| Additional Cheque Book (25 leaves) | ₹100 | ₹118 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: HDFC Bank Regular Savings Account.
Why it happened and how to avoid it
Why it happened
You were issued cheque leaves beyond your account's free allowance.
How to avoid it
Stay within the free leaves each financial year and use digital transfers instead of cheques where possible.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- HDFC Bank Regular Savings Account — Fees and Charges
Retrieved 2026-08-25
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