HDFC Bank Limited · statement narration
IMPS CHG
Also printed as: IMPS CHARGES · IMPS COMM · IMPS TXN CHG
Decoded
A charge on an IMPS instant transfer.
Hinglish meinIMPS instant transfer par lagne wala charge.
IMPS CHG on your HDFC Bank Limited statement — A charge on an IMPS instant transfer. The bank publishes a rate table, not one figure; the rates are below.
Read from HDFC Bank — IMPS Fees and Charges on 2026-08-09.
IMPS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Show all 20 banks
Not on this chart (1)
- ICICI Bank — Levied per transaction rather than per transaction, so not drawn against the others.
What it costs, including GST2 rules · rate table, conditions and waiver
Savings & Salary Accounts — Service Charge Portfolio · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Inward IMPS transactions.
Savings & Salary Accounts — Service Charge Portfolio · Other
Online outward IMPS transaction amount
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to Rs 1,000 | ₹2.50 | ₹2.95 |
| Above Rs 1,000 up to Rs 1 lakh | ₹5 | ₹5.90 |
| Above Rs 1 lakh | ₹15 | ₹17.70 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Outward IMPS online transactions. Underlying tariff applies to non-waived customers; published Imperia/Preferred waiver applies separately.
Documented waiver: IMPS Fund Transfers are free for Imperia and Preferred Customers as stated on the official HDFC IMPS fee page.
Why it happened and how to avoid it
Why it happened
An IMPS transfer was sent from your account.
How to avoid it
Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- HDFC Bank — IMPS Fees and Charges
Retrieved 2026-08-09
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