Jammu and Kashmir Bank Limited · statement narration
CHQ BOOK CHG
Also printed as: CHEQUE BOOK CHARGES · CHQBK CHG · CHEQUE BOOK ISSUE · CHQ BK ISSUE CHG
Decoded
A charge for cheque leaves issued beyond the free allowance for the year.
Hinglish meinSaal ki free limit se zyada cheque leaves lene par lagta hai.
- You pay
- Basic Saving Bank Deposit Account
CHQ BOOK CHG on your Jammu and Kashmir Bank Limited statement — A charge for cheque leaves issued beyond the free allowance for the year. The charge is ₹0.
Read from J&K Bank — Basic Saving Bank Deposit on 2026-08-15.
Cheque-related charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Not on this chart (11)
- Axis Bank — Levied each time rather than per year, so not drawn against the others.
- Bank of Baroda — Levied each time rather than per year, so not drawn against the others.
- Bank of India — Levied per transaction rather than per year, so not drawn against the others.
- Federal Bank — Levied each time rather than per year, so not drawn against the others.
- HDFC Bank — Levied each time rather than per year, so not drawn against the others.
- ICICI Bank — Levied each time rather than per year, so not drawn against the others.
- IDFC FIRST Bank — Levied per transaction rather than per year, so not drawn against the others.
- Indian Bank — Levied each time rather than per year, so not drawn against the others.
- Kotak Mahindra Bank — Levied each time rather than per year, so not drawn against the others.
- The Karur Vysya Bank — Levied each time rather than per year, so not drawn against the others.
- UCO Bank — Levied each time rather than per year, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Basic Saving Bank Deposit Account · Branch
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: J&K Bank BSBDA only; this zero-fee rule is limited to the minimum 25 cheque leaves per year. The page says beyond-allowance service may be charged under the extant schedule, but no amount is inferred.
Why it happened and how to avoid it
Why it happened
You were issued cheque leaves beyond your account's free allowance.
How to avoid it
Stay within the free leaves each financial year and use digital transfers instead of cheques where possible.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- J&K Bank — Basic Saving Bank Deposit
Retrieved 2026-08-15
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