Punjab National Bank · statement narration
CHQ BOOK CHG
CHQ BOOK CHG on your Punjab National Bank statement — A charge for cheque leaves issued beyond the free allowance for the year. The charge is ₹0.
Also printed as
CHEQUE BOOK CHARGES, CHQBK CHG, CHEQUE BOOK ISSUE, CHQ BK ISSUE CHG.
Hinglish mein
Saal ki free limit se zyada cheque leaves lene par lagta hai.
What it costs, including GST
Basic Saving Bank Deposit Account (PNB Zero Balance Account) · Branch
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: PNB BSBDA only; limited to the explicit minimum 25 free cheque leaves per year. No beyond-allowance amount is inferred.
Why it happened
You were issued cheque leaves beyond your account's free allowance.
How to avoid it
Stay within the free leaves each financial year and use digital transfers instead of cheques where possible.