Punjab National Bank · statement narration
CHQ BOOK CHG
Also printed as: CHEQUE BOOK CHARGES · CHQBK CHG · CHEQUE BOOK ISSUE · CHQ BK ISSUE CHG
Decoded
A charge for cheque leaves issued beyond the free allowance for the year.
Hinglish meinSaal ki free limit se zyada cheque leaves lene par lagta hai.
- You pay
You pay, Basic Saving Bank Deposit Account (PNB Zero Balance Account)
From PNB — Basic Saving Bank Deposit Accounts (PNB Zero Balance Account)
Verified
- Basic Saving Bank Deposit Account (PNB Zero Balance Account)
CHQ BOOK CHG on your Punjab National Bank statement — A charge for cheque leaves issued beyond the free allowance for the year. The charge is ₹0.
Cheque-related charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Not on this chart (11)
- Axis Bank — Levied each time rather than per year, so not drawn against the others.
- Bank of Baroda — Levied each time rather than per year, so not drawn against the others.
- Bank of India — Levied per transaction rather than per year, so not drawn against the others.
- Federal Bank — Levied each time rather than per year, so not drawn against the others.
- HDFC Bank — Levied each time rather than per year, so not drawn against the others.
- ICICI Bank — Levied each time rather than per year, so not drawn against the others.
- IDFC FIRST Bank — Levied per transaction rather than per year, so not drawn against the others.
- Indian Bank — Levied each time rather than per year, so not drawn against the others.
- Kotak Mahindra Bank — Levied each time rather than per year, so not drawn against the others.
- The Karur Vysya Bank — Levied each time rather than per year, so not drawn against the others.
- UCO Bank — Levied each time rather than per year, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Basic Saving Bank Deposit Account (PNB Zero Balance Account) · Branch
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: PNB BSBDA only; limited to the explicit minimum 25 free cheque leaves per year. No beyond-allowance amount is inferred.
Why it happened and how to avoid it
Why it happened
You were issued cheque leaves beyond your account's free allowance.
How to avoid it
Stay within the free leaves each financial year and use digital transfers instead of cheques where possible.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- PNB — Basic Saving Bank Deposit Accounts (PNB Zero Balance Account)
Retrieved 2026-08-15
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