Punjab & Sind Bank · statement narration
IMPS CHG
Also printed as: IMPS CHARGES · IMPS COMM · IMPS TXN CHG
Decoded
A charge on an IMPS instant transfer.
Hinglish meinIMPS instant transfer par lagne wala charge.
- Up to Rs 25,000
- Bank’s own figure
- Over Rs 25,000 up to Rs 50,000
- ₹5 + 18% GST
IMPS CHG on your Punjab & Sind Bank statement — A charge on an IMPS instant transfer. The bank publishes a rate table, not one figure; the rates are below.
Read from Punjab & Sind Bank — IMPS Charges on 2026-08-15.
IMPS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Show all 20 banks
Not on this chart (1)
- ICICI Bank — Levied per transaction rather than per transaction, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Savings Accounts — Service Charges · Net banking
Online IMPS transaction amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to Rs 25,000 | ₹0 | — |
| Over Rs 25,000 up to Rs 50,000 | ₹5 | ₹5.90 |
| Over Rs 50,000 up to Rs 2 lakh | ₹10 | ₹11.80 |
| Over Rs 2 lakh up to Rs 5 lakh | ₹15 | ₹17.70 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Punjab & Sind Bank IMPS Online Mode only. Branch-mode charges are not represented because the current official page says branch IMPS is under testing/development and charges apply only as and when implemented in CBS.
Why it happened and how to avoid it
Why it happened
An IMPS transfer was sent from your account.
How to avoid it
Use UPI for smaller amounts, or NEFT through digital banking, both of which usually carry no charge.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Punjab & Sind Bank — IMPS Charges
Retrieved 2026-08-15
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