Bank of Maharashtra · statement narration
RTGS CHG
Also printed as: RTGS CHARGES · RTGS COMM · RTGS OUTWARD CHG
Decoded
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Hinglish meinRTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.
RTGS CHG on your Bank of Maharashtra statement — A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above. The bank publishes a rate table, not one figure; the rates are below.
RTGS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST2 rules · rate table, conditions and waiver
Retail Banking Service Charges · Branch
Outward RTGS across-counter amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Rs 2 lakh to Rs 5 lakh | ₹25 | ₹29.50 |
| Above Rs 5 lakh | ₹50 | ₹59 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Outward RTGS across counter.
Retail Banking Service Charges · Other
Outward RTGS Digital Mode amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Rs 2 lakh to Rs 5 lakh | ₹5 | ₹5.90 |
| Above Rs 5 lakh | ₹10 | ₹11.80 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Outward RTGS through bank-defined Digital Mode.
Why it happened and how to avoid it
Why it happened
An outward RTGS transfer was sent from your account, usually through a branch.
How to avoid it
Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Bank of Maharashtra — Service Charges w.e.f. 01.02.2026
Retrieved 2026-08-09
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