Federal Bank Limited · statement narration
RTGS CHG
Also printed as: RTGS CHARGES · RTGS COMM · RTGS OUTWARD CHG
Decoded
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Hinglish meinRTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.
RTGS CHG on your Federal Bank Limited statement — A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above. The bank publishes a rate table, not one figure; the rates are below.
RTGS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST3 rules · rate table, conditions and waiver
Retail Banking Service Charges · Branch
RTGS outward through a branch: Rs 20 from Rs 2 lakh to Rs 5 lakh, Rs 45 above Rs 5 lakh.
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Rs 2,00,000 to Rs 5,00,000 | ₹20 | ₹23.60 |
| Above Rs 5,00,000 | ₹45 | ₹53.10 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: Federal Bank liability products; RTGS outward initiated at a branch. The same schedule prices RTGS through FedNet and FedMobile at nil and inward RTGS at nil, both stored as separate rules. GST is additional.
Retail Banking Service Charges · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Federal Bank liability products; RTGS initiated through FedNet internet banking or FedMobile mobile banking. The channel value groups only those two source-named digital channels and does not extend to branch RTGS, which is charged.
Retail Banking Service Charges · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Federal Bank liability products; inward RTGS credited to a Federal Bank account.
Why it happened and how to avoid it
Why it happened
An outward RTGS transfer was sent from your account, usually through a branch.
How to avoid it
Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.
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Official source1 document
- Federal Bank — Charges for Savings/Current Accounts and Other Liability Products
Retrieved 2026-09-05
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