ICICI Bank Limited · statement narration
RTGS CHG
Also printed as: RTGS CHARGES · RTGS COMM · RTGS OUTWARD CHG
Decoded
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Hinglish meinRTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.
RTGS CHG on your ICICI Bank Limited statement — A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above. The bank publishes a rate table, not one figure; the rates are below.
Read from ICICI Bank — RTGS Transfer on 2026-08-09.
RTGS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST3 rules · rate table, conditions and waiver
Retail Banking Service Charges · Branch
Branch-based RTGS amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Above Rs 2 lakh – Rs 5 lakh | ₹20 | ₹23.60 |
| Above Rs 5 lakh – Rs 10 lakh | ₹45 | ₹53.10 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: RTGS initiated at branch. Official live page lists the two amount bands and charges plus GST.
Retail Banking Service Charges · Mobile app
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: RTGS initiated via ICICI iMobile app.
Retail Banking Service Charges · Net banking
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: RTGS initiated via ICICI Internet Banking.
Why it happened and how to avoid it
Why it happened
An outward RTGS transfer was sent from your account, usually through a branch.
How to avoid it
Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.
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Official source1 document
- ICICI Bank — RTGS Transfer
Retrieved 2026-08-09
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