IDBI Bank Limited · statement narration
RTGS CHG
Also printed as: RTGS CHARGES · RTGS COMM · RTGS OUTWARD CHG
Decoded
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Hinglish meinRTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.
RTGS CHG on your IDBI Bank Limited statement — A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above. The bank publishes a rate table, not one figure; the rates are below.
RTGS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST2 rules · rate table, conditions and waiver
Advantage Savings Account · Branch
RTGS branch transaction amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Rs 2 lakh to Rs 5 lakh | ₹24.50 | ₹28.91 |
| Above Rs 5 lakh | ₹49.50 | ₹58.41 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: IDBI Advantage Savings Account; RTGS initiated through Branch Channel. Net/Mobile Banking RTGS is represented separately as free.
Advantage Savings Account · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: IDBI Advantage Savings Account. 'Other' groups only the two source-named digital channels: Net Banking and Mobile Banking.
Why it happened and how to avoid it
Why it happened
An outward RTGS transfer was sent from your account, usually through a branch.
How to avoid it
Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- IDBI Bank — Advantage Savings Account Schedule of Facilities
Retrieved 2026-08-15
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