IDFC FIRST Bank Limited · statement narration
RTGS CHG
Also printed as: RTGS CHARGES · RTGS COMM · RTGS OUTWARD CHG
Decoded
A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.
Hinglish meinRTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.
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- IDFC FIRST Bank changed this page on 8 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
- Savings Account — Common Service Charges
RTGS CHG on your IDFC FIRST Bank Limited statement — A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above. The charge is ₹0.
Read from IDFC FIRST Bank — Savings Account on 2026-08-15.
RTGS transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST1 rule · rate table, conditions and waiver
Savings Account — Common Service Charges · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: IDFC FIRST Bank Savings Account. The official page lists RTGS among fund-transfer options available through internet banking, mobile app, ATMs and branch visits and states these transfers are without any additional charges.
Why it happened and how to avoid it
Why it happened
An outward RTGS transfer was sent from your account, usually through a branch.
How to avoid it
Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.
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Official source1 document
- IDFC FIRST Bank — Savings Account
Retrieved 2026-08-15
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