Indian Bank · statement narration

RTGS CHG

Indian Bank · statementDebit
RTGS CHG₹ ··· Dr

Also printed as: RTGS CHARGES · RTGS COMM · RTGS OUTWARD CHG

Decoded

A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above.

Hinglish meinRTGS transfer par lagne wala charge. RTGS Rs 2 lakh se upar ke transfer ke liye hota hai.

Rs 2 lakh to Rs 5 lakh

Rs 2 lakh to Rs 5 lakh, ₹24.50 + 18% GST

From Indian Bank — Service Charges (Last Updated 20.04.2026)

Verified

₹24.50 + 18% GST
Above Rs 5 lakh

Above Rs 5 lakh, ₹49.50 + 18% GST

From Indian Bank — Service Charges (Last Updated 20.04.2026)

Verified

₹49.50 + 18% GST

RTGS CHG on your Indian Bank statement — A charge on an outward RTGS transfer. RTGS is used for amounts of Rs 2 lakh and above. The bank publishes a rate table, not one figure; the rates are below.

The bank's figure is before tax, so 18% GST is added on top.Last verified

Read from Indian Bank — Service Charges (Last Updated 20.04.2026) on 2026-08-09.

Indian Bank
All Indian Bank charges RTGS transfer charge

Calculate your exact chargeRTGS Charge Calculator

RTGS transfer charge: what other banks publish

Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.

  1. Axis Bank

     

    Axis Bank

    From Axis Bank — Priority Salary Account

    Verified

    Free

    Axis Bank changed this page on 12 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗

  2. Bandhan Bank

     

    Bandhan Bank

    From Bandhan Bank — Government Salary Account

    Verified

    Free

  3. Bank of India

     

    Bank of India

    From BOI Elite Salary Account

    Verified

    Free

  4. IDFC FIRST Bank

     

    IDFC FIRST Bank

    From IDFC FIRST Bank — Savings Account

    Verified

    Free

    IDFC FIRST Bank changed this page on 8 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗

  5. Tamilnad Mercantile Bank

     

    Tamilnad Mercantile Bank

    From Tamilnad Mercantile Bank — TMB Santhosh Savings Bank Account

    Verified

    Free

    Tamilnad Mercantile Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗

  6. YES BANK

     

    YES BANK

    From YES BANK — YES Digital Salary Account

    Verified

    Free

  7. RBL Bank

    5 published rates

    RBL Bank

    From RBL Bank — Schedule of Charges — Savings Account

    Verified

    Low

  8. State Bank of India

    Varies by slab or variant

    State Bank of India

    From SBI — Service Charges Updated as on 30 September 2025

    Verified

    Low

  9. Federal Bank

    3 published rates

    Federal Bank

    From Federal Bank — Charges for Savings/Current Accounts and Other Liability Products

    Verified

    Mid

    Federal Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗

  10. HDFC Bank

    Varies by slab or variant

    HDFC Bank

    From HDFC Bank — Consolidated Savings Account Fees and Charges

    Verified

    Mid

Show all 22 banks

  1. ICICI Bank

    3 published rates

    ICICI Bank

    From ICICI Bank — RTGS Transfer

    Verified

    Mid

  2. IndusInd Bank

    2 published rates

    IndusInd Bank

    From IndusInd Bank — Schedule of Charges - Indus Online Savings Account Variants

    Verified

    Mid

    IndusInd Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗

  3. City Union Bank

    2 published rates

    City Union Bank

    From City Union Bank — Service Charges

    Verified

    Mid

  4. Canara Bank

    2 published rates

    Canara Bank

    From Canara Bank — Non-Credit and Non-Forex Service Charges

    Verified

    High

  5. IDBI Bank

    2 published rates

    IDBI Bank

    From IDBI Bank — Advantage Savings Account Schedule of Facilities

    Verified

    High

  6. Punjab National Bank

    4 published rates

    Punjab National Bank

    From Punjab National Bank — Non-Credit Related Service Charges

    Verified

    High

  7. UCO Bank

    2 published rates

    UCO Bank

    From UCO Bank — Service Charges on Deposit and other Ancillary Services 2023-24

    Verified

    High

  8. Dhanlaxmi Bank

    2 published rates

    Dhanlaxmi Bank

    From Dhanlaxmi Bank — Charges

    Verified

    High

  9. Bank of Maharashtra

    2 published rates

    Bank of Maharashtra

    From Bank of Maharashtra — Service Charges w.e.f. 01.02.2026

    Verified

    High

    Bank of Maharashtra changed this page on 2 November 2026; this figure hasn't been re-confirmed since. Check the official page ↗

  10. The Karur Vysya Bank

    2 published rates

    The Karur Vysya Bank

    From Karur Vysya Bank — Remittance Charges

    Verified

    High

  11. Indian Overseas Bank

    Varies by slab or variant

    Indian Overseas Bank

    From Indian Overseas Bank — Revision of Service Charges 2026

    Verified

    Mid

  12. Indian BankThis bank

    Varies by slab or variant

    Indian Bank

    From Indian Bank — Service Charges (Last Updated 20.04.2026)

    Verified

    High

What it costs, including GST1 rule · rate table, conditions and waiver

Retail Banking Service Charges · Branch

Read 2026-08-09

RTGS transaction amount slab

RateBank’s figureWith 18% GST
Rs 2 lakh to Rs 5 lakh₹24.50₹28.91
Above Rs 5 lakh₹49.50₹58.41

The bank's figure is before tax, so 18% GST is added on top.

Applies when: Current Indian Bank non-credit service-charge table. Select-category concessions in the same source remain separate eligibility overlays and must not alter this base tariff silently.

Why it happened and how to avoid it

Why it happened

An outward RTGS transfer was sent from your account, usually through a branch.

How to avoid it

Use internet or mobile banking for RTGS, where charges are lower or nil. Inward RTGS is always free.

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