Central Bank of India · statement narration
NEFT CHG
Also printed as: NEFT CHARGES · NEFT COMM · NEFT OUTWARD CHG · NEFT TXN CHG
Decoded
A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
Hinglish meinNEFT transfer par lagne wala charge. RBI ke niyam ke hisaab se internet ya mobile banking se kiya NEFT savings account par free hai.
- You pay
You pay, CENT SAMARTH Salary Account
From Central Bank of India — CENT SAMARTH Savings Deposits
Verified
- CENT SAMARTH Salary Account
NEFT CHG on your Central Bank of India statement — A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge. The charge is ₹0.
NEFT transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST1 rule · rate table, conditions and waiver
CENT SAMARTH Salary Account · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Central Bank of India CENT SAMARTH Salary Account only; NEFT initiated through digital mode. The official page separately says applicable charge for offline mode, so this rule must not be generalized to branch/offline NEFT.
Why it happened and how to avoid it
Why it happened
An outward NEFT transfer was made, usually at a branch counter rather than through digital banking.
How to avoid it
Send NEFT through your bank's internet or mobile banking app instead of the branch.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Central Bank of India — CENT SAMARTH Savings Deposits
Retrieved 2026-08-15
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