City Union Bank Limited · statement narration
NEFT CHG
Also printed as: NEFT CHARGES · NEFT COMM · NEFT OUTWARD CHG · NEFT TXN CHG
Decoded
A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
Hinglish meinNEFT transfer par lagne wala charge. RBI ke niyam ke hisaab se internet ya mobile banking se kiya NEFT savings account par free hai.
NEFT CHG on your City Union Bank Limited statement — A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge. The bank publishes a rate table, not one figure; the rates are below.
Read from City Union Bank — Service Charges on 2026-08-15.
NEFT transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST2 rules · rate table, conditions and waiver
Retail Banking Service Charges · Branch
NEFT branch transaction amount slab
| Rate | Bank’s figure | With 18% GST |
|---|---|---|
| Up to Rs 10,000 | ₹1.50 | ₹1.77 |
| Above Rs 10,000 and up to Rs 1 lakh | ₹4 | ₹4.72 |
| Above Rs 1 lakh and up to Rs 5 lakh | ₹14 | ₹16.52 |
| Above Rs 5 lakh | ₹24 | ₹28.32 |
The bank's figure is before tax, so 18% GST is added on top.
Applies when: City Union Bank service-charge table; NEFT initiated through branch. Online NEFT is stored separately as zero charge.
Retail Banking Service Charges · Net banking
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: City Union Bank NEFT through online channel; the current service-charge table shows Nil across listed NEFT amount slabs.
Why it happened and how to avoid it
Why it happened
An outward NEFT transfer was made, usually at a branch counter rather than through digital banking.
How to avoid it
Send NEFT through your bank's internet or mobile banking app instead of the branch.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- City Union Bank — Service Charges
Retrieved 2026-08-15
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