Jammu and Kashmir Bank Limited · statement narration
NEFT CHG
NEFT CHG on your Jammu and Kashmir Bank Limited statement — A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge. The charge is ₹0.
Read from J&K Bank — Pink Savings Scheme on 2026-08-15.
Also printed as
NEFT CHARGES, NEFT COMM, NEFT OUTWARD CHG, NEFT TXN CHG.
Hinglish mein
NEFT transfer par lagne wala charge. RBI ke niyam ke hisaab se internet ya mobile banking se kiya NEFT savings account par free hai.
What it costs, including GST
J & K Bank Pink Silver Saving Scheme for Women · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: J & K Bank Pink Silver Saving Scheme for Women only; NEFT initiated by the customer through E-banking or M-pay. The current page also states RTGS is free in the same digital scope, but this rule models NEFT only. No effective date is inferred from the page's Last Updated date.
Why it happened
An outward NEFT transfer was made, usually at a branch counter rather than through digital banking.
How to avoid it
Send NEFT through your bank's internet or mobile banking app instead of the branch.