The Nainital Bank Limited · statement narration
NEFT CHG
Also printed as: NEFT CHARGES · NEFT COMM · NEFT OUTWARD CHG · NEFT TXN CHG
Decoded
A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
Hinglish meinNEFT transfer par lagne wala charge. RBI ke niyam ke hisaab se internet ya mobile banking se kiya NEFT savings account par free hai.
- You pay
- The Nainital Bank changed this page on 1 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
- Savings Accounts — Transfer & ATM Services
NEFT CHG on your The Nainital Bank Limited statement — A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge. The charge is ₹0.
Read from Nainital Bank — RTGS / NEFT on 2026-08-15.
NEFT transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST1 rule · rate table, conditions and waiver
Savings Accounts — Transfer & ATM Services · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Savings Bank users only; NEFT must be done via Netbanking. Branch/slab charges are not waived by this rule.
Why it happened and how to avoid it
Why it happened
An outward NEFT transfer was made, usually at a branch counter rather than through digital banking.
How to avoid it
Send NEFT through your bank's internet or mobile banking app instead of the branch.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Nainital Bank — RTGS / NEFT
Retrieved 2026-08-15
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