The Nainital Bank Limited · statement narration
NEFT CHG
NEFT CHG on your The Nainital Bank Limited statement — A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge. The charge is ₹0.
Read from Nainital Bank — RTGS / NEFT on 2026-08-15.
Also printed as
NEFT CHARGES, NEFT COMM, NEFT OUTWARD CHG, NEFT TXN CHG.
Hinglish mein
NEFT transfer par lagne wala charge. RBI ke niyam ke hisaab se internet ya mobile banking se kiya NEFT savings account par free hai.
What it costs, including GST
Savings Accounts — Transfer & ATM Services · Other
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Savings Bank users only; NEFT must be done via Netbanking. Branch/slab charges are not waived by this rule.
Why it happened
An outward NEFT transfer was made, usually at a branch counter rather than through digital banking.
How to avoid it
Send NEFT through your bank's internet or mobile banking app instead of the branch.