Union Bank of India · statement narration
NEFT CHG
Also printed as: NEFT CHARGES · NEFT COMM · NEFT OUTWARD CHG · NEFT TXN CHG
Decoded
A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge.
Hinglish meinNEFT transfer par lagne wala charge. RBI ke niyam ke hisaab se internet ya mobile banking se kiya NEFT savings account par free hai.
- You pay
- Elite Salary Account
NEFT CHG on your Union Bank of India statement — A charge on an outward NEFT transfer. Under RBI rules NEFT sent through internet or mobile banking on a savings account carries no charge. The charge is ₹0.
Read from Union Bank of India — Elite Salary Account on 2026-08-15.
NEFT transfer charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
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What it costs, including GST1 rule · rate table, conditions and waiver
Elite Salary Account · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Union Bank of India Elite Salary Account only. The current official page lists NEFT/RTGS/IMPS/Demand Draft as free. No channel or effective date is inferred beyond the exact current product benefit.
Why it happened and how to avoid it
Why it happened
An outward NEFT transfer was made, usually at a branch counter rather than through digital banking.
How to avoid it
Send NEFT through your bank's internet or mobile banking app instead of the branch.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Union Bank of India — Elite Salary Account
Retrieved 2026-08-15
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