Dhanlaxmi Bank Limited · statement narration
MIN BAL CHG
Also printed as: AMB CHRG · AMB CHRG INCL GST · NMC CHG · MAB CHARGES · MIN BALANCE CHARGES · AVG BAL CHG · NON MAINTENANCE CHG
Decoded
A penalty for not keeping the required average balance in your account for the month or quarter.
Hinglish meinAccount mein zaroori average balance na rakhne par lagne wala penalty charge.
- You pay
- Dhanlaxmi Bank changed this page on 15 October 2026; this figure hasn't been re-confirmed since. Check the official page ↗
- Smart Salary Savings Account
MIN BAL CHG on your Dhanlaxmi Bank Limited statement — A penalty for not keeping the required average balance in your account for the month or quarter. The charge is ₹0.
Average balance non-maintenance charge: what other banks publish
Bank’s own figures, before GST. Where a bank publishes several rates, the bar runs from its lowest to its highest — its table below says which applies to whom. Tap a figure for its source.
Show all 20 banks
Not on this chart (13)
- Axis Bank — Levied per month rather than per month, so not drawn against the others.
- Bank of Baroda — Levied per month rather than per month, so not drawn against the others.
- Canara Bank — Levied per month rather than per month, so not drawn against the others.
- Central Bank of India — Levied per month rather than per month, so not drawn against the others.
- City Union Bank — Levied per month rather than per month, so not drawn against the others.
- Dhanlaxmi Bank — Levied per month rather than per month, so not drawn against the others.
- HDFC Bank — Levied per month rather than per month, so not drawn against the others.
- ICICI Bank — Levied per month rather than per month, so not drawn against the others.
- IDBI Bank — Levied per month rather than per month, so not drawn against the others.
- IDFC FIRST Bank — Levied per month rather than per month, so not drawn against the others.
- Indian Bank — Levied per quarter rather than per month, so not drawn against the others.
- Punjab & Sind Bank — Levied per quarter rather than per month, so not drawn against the others.
- The Karur Vysya Bank — Levied per month rather than per month, so not drawn against the others.
What it costs, including GST1 rule · rate table, conditions and waiver
Smart Salary Savings Account · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: Dhanlaxmi Smart Salary Savings Account for eligible salaried individuals only.
Why it happened and how to avoid it
Why it happened
Your average balance fell below the level your account type requires for the period.
How to avoid it
Keep the average balance above the required level, or switch to a zero-balance account variant. Many banks exempt salary, basic savings and senior citizen accounts.
Dispute this chargeRBI dispute template, ready to copy
Official source1 document
- Dhanlaxmi Bank — Smart Salary Savings Account
Retrieved 2026-08-15
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