Tamilnad Mercantile Bank Limited · statement narration
MIN BAL CHG
MIN BAL CHG on your Tamilnad Mercantile Bank Limited statement — A penalty for not keeping the required average balance in your account for the month or quarter. The charge is ₹0.
Also printed as
AMB CHRG, AMB CHRG INCL GST, NMC CHG, MAB CHARGES, MIN BALANCE CHARGES, AVG BAL CHG, NON MAINTENANCE CHG.
Hinglish mein
Account mein zaroori average balance na rakhne par lagne wala penalty charge.
What it costs, including GST
TMB Santhosh Savings Bank Account · General
₹0
There is nothing to tax — this rule publishes no charge.
Applies when: TMB Santhosh Savings Bank Account only; eligibility is resident individuals aged 60+ (first applicant senior citizen for joint accounts).
Why it happened
Your average balance fell below the level your account type requires for the period.
How to avoid it
Keep the average balance above the required level, or switch to a zero-balance account variant. Many banks exempt salary, basic savings and senior citizen accounts.